Best Credit Cards up to $2,000

Looking for credit cards with a limit around $2,000 can be a great strategy for improved financial control, enabling you to cover bigger expenses for your daily medium needs. Explore five distinct alternatives below:

1. Discover the Chase Freedom Unlimited Credit Card

Chase is widely recognized as a leading financial institution in the United States. The Infinite Credit Card is a credit card choice that offers a minimum limit of $500, going up to $2,000 for eligible applicants.

When it comes to benefits, newly registered individuals can enjoy an extra 1.5% cashback, providing a total of 6.5% cashback on transactions made via Chase Travel, 4.5% at dining establishments, and 3.0% on all other acquisitions.

By paying no annual fee, you have the opportunity to receive up to $300 in cashback during the initial year as a welcome bonus. The cashback incentives are always available for use and can be utilized in various ways, including cash, Amazon points, gift cards, or travel bookings within Chase’s platform.

In order to obtain the card, a credit score within the good to excellent range is required, and details on how to apply can be accessed directly.

2. Credit Card with Double Cash Back Options from Citi

Experts from multiple sources consider the Citi Double Cash to be a top option for the upcoming year. It offers a credit line that begins at $500 and extends up to $2,000 specifically for the U.S. market.

The membership provides a 2% cashback benefit: 1% is earned upon making a transaction and an additional 1% when settling the bill, with various options available for redeeming the rewards.

Furthermore, Citi provides exclusive benefits for specific groups. Enjoy a 5% cashback reward on purchases made for car rentals and hotels. Upon card activation, you are eligible to receive a minimum of $200 cashback after spending $1,500 within the initial 6 months.

For everyday usage, the card offers a high level of reliability. It includes round-the-clock customer support, seamless integration with digital wallets, fraud prevention, and access to entertainment options.

Customers are likely to find the card attractive, and information on applying can be obtained.

3. Explore the Cashback Offer

According to Nerdwallet and analysts such as Forbes, the Discover It card is considered as one of the top choices among credit cards. While credit lines typically begin at $500, it is not unusual to find credit limits around the $2,000 mark.

The credit card comes with no yearly charge and provides a 5% cashback in rotating categories every quarter, aligned with Discover’s schedule.

Inclusion in the program is open to dining establishments, fuel stations, and digital entertainment platforms. All other transactions qualify for an unrestricted 1% cashback reward, providing flexibility in redemption options.

Furthermore, Discover provides a cashback match during the initial year of membership. This signifies that you will be eligible to receive a dollar-for-dollar match on all your accrued cashback rewards, without any restrictions.

If you’re looking to personalize your credit card design, you’ll need to meet some specific criteria, including having a solid to exceptional credit score. Discover the application process.

4. Credit Card from U.S. Bank with Platinum Benefits

At US Bank, there is a credit card option, Visa Platinum, that stands out for its feature of having no annual fee and a special introductory APR for 21 billing cycles, which is one of the most extended periods available.

Assisting in establishing credit, the card offers credit score tracking and flexible payment options through US Bank ExtendPay.

Additional perks comprise automated payments, ID monitoring with NortonLifeLock, and a maximum of $600 coverage for cell phone loss or damage.

In recent years, this particular card has become increasingly popular among consumers. It offers a credit limit that begins at $500 and can go up to $2,000 for qualifying individuals.

The eligibility criteria for the card align with the advantages it provides, including maintaining a favorable credit rating and having a confirmed stable income. Discover the process for submitting an application.

5. Flight Rewards Card

In 2024, the Air Canada Aeroplan card is recognized as a top choice, with a particular focus on the Canadian market, as endorsed by Forbes.

The reason for this is that Chase provides the card to the American market, utilizing the Mastercard network and providing special advantages, such as earning up to 70,000 bonus points with a minimum spending of $3,000 in the initial 3 months.

In regards to incentives, the card provides triple points for each dollar spent on groceries, dining out, and travel, in addition to single points for all other qualifying transactions.

When you buy tickets with Air Canada, you unlock special perks, such as a credit limit that kicks off at $2,000. Discover the process to apply.

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Written by

Jonatas Rafael