Learn How to Apply for the American Express Blue Preferred Card

Important Information to Consider Before Submitting an Application for the American Express Blue Preferred Card

The Blue Preferred credit card provides a cashback of 6% on grocery store purchases and subscriptions to streaming services.

The Blue Preferred credit card provides a 1% cash back reward on all qualifying transactions, and includes specific benefits for select departments, including:

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3% for purchases at gas stations in the USA

3% on parking, tolls, trains, buses, taxis, and more

6% on streaming service subscriptions

6% on supermarket purchases up to $6,000

Typically, the starting threshold for the Blue Preferred Card is $1,000, with the possibility of adjustment based on the client’s requirements.

Upon spending $3,000 within the initial three months, fresh members are eligible for a cashback bonus of $300. The annual fee is waived for the first year, and a $95 fee will be applicable starting from the second year.

Furthermore, a special promotion is available with 0% APR for the initial 12 months on balance transfers and purchases.

Following this, the interest rates consist of a variable APR that varies between 19.24% and 29.99% for purchases. American Express provides the Pay It feature for easily settling small payments during the month while also earning rewards.

If you have your sights set on owning an American Express Blue Preferred card, continue reading to learn about the Plan It feature. This service enables you to divide transactions of $100 or higher into a set number of monthly payments.

Eligibility Criteria

The Blue Cash Preferred Card offers more versatility than other Amex choices, which are mainly focused on high-end personal and business cards.

However, American Express sets out particular essential requirements, such as being a valid U.S. citizen, minimum age of 18, and having a verifiable income.

Having a strong credit history is essential for card approval. This is why clients agree to Amex performing a credit check, ideally resulting in a favorable score, and examining their transaction record over the course of using credit.

Having a history of poor relations with Amex is likely to impact the approval chances for the Blue Cash card, even though prior affiliations with Amex are not mandatory.

Nevertheless, it is crucial to keep in mind that the approval of a card application is subject to the availability of the brand, even after all conditions and criteria have been met.

What is the Process to Request the American Express Blue Preferred Card?

Amex offers a convenient online application process for their credit card on their website, mainly through a user-friendly form.

While having an Amex account is not required, using a username and password for login can streamline the process of entering data.

Upon clicking the “Apply Now” button, individuals will be taken to the Blue Card application page, where they will be asked to provide details such as their name, date of birth, email address, and home address.

In addition, it is essential to provide information such as your social security number, annual income, yearly expenses, and details of income sources like employment status, military service, business ownership, or retirement.

Once all the information on the form is submitted, Amex conducts a comprehensive credit assessment to analyze the applicant’s profile and deliver either an affirmative or adverse decision.

In addition, the website of American Express provides a chat function on the site itself for engaging with clients and dealing with important questions.

It is essential to guarantee the precision of the information provided to facilitate the process and prevent the need for revisions and resubmissions of data and documents to American Express.

Additional Information

With the system known as **Send & Split**, users can easily divide the bill among friends within the Amex app. Additionally, cardholders can enjoy special Amex offers for concerts and other events.

With this card, you can receive a yearly cashback of up to $84 when you spend a minimum of $9.99 on a Disney Bundle subscription. Additionally, the card offers $10 in monthly statement credits for Equinox+ service.

Moreover, the card offers a range of additional perks, including protection for rental car losses and damages, access to a Global Assist hotline, dispute resolution services, and convenient online account management.

Interested in discovering an alternative?

Amex has different alternatives available, like its Gold Card, that gives 4 times the points and a special 60,000-point bonus for new cardholders.

Despite the similarities in conditions, the Gold Card comes with its unique set of features. Feel free to check out the application process.

Written by

Jonatas Rafael