Learn How to Apply for the American Express Blue Preferred Card

Important Information to Consider Before Applying for the American Express Blue Preferred Card

The Blue Preferred credit card provides a significant cashback of 6% on purchases at supermarkets and streaming service subscriptions.

The Blue Preferred credit card provides a 1% cashback reward on all qualifying purchases, with specific terms and benefits for select departments, including:

– Begin the list:

3% for purchases at gas stations in the USA

3% on parking, tolls, trains, buses, taxis, and more

6% on streaming service subscriptions

6% on supermarket purchases up to $6,000

The standard starting amount for the Blue Preferred Card is usually $1,000, and it can be raised based on the customer’s requirements.

Recently enrolled individuals have the opportunity to receive a $300 cashback reward upon reaching $3,000 in purchases within the initial three months. During the initial year, there are no yearly service charges; however, starting from the subsequent year, a $95 fee will apply.

Moreover, there’s a special promotion available with a 0% APR introductory rate for the initial 12 months on balance transfers and purchases.

Following this, the interest rates fluctuate with a variable APR that spans from 19.24% to 29.99% for purchases. American Express provides the Pay It feature for promptly settling minor expenses during the month while also accumulating rewards.

Alternatively, through the Plan It feature, you have the option to divide transactions totaling $100 or higher into single or multiple predetermined monthly payments. If owning an Amex Blue Preferred is something you aspire to, continue reading.

Eligibility Requirements

The Blue Cash Preferred Card offers more flexibility than other Amex choices, which are mainly focused on premium personal and business cards.

However, Amex provides detailed essential requirements, such as being a legitimate U.S. citizen, minimum age of 18, and verifiable income.

Having a strong credit history is essential to qualify for card approval. For this reason, individuals agree to Amex performing a credit check, ideally resulting in a favorable score, and analyzing their transaction records over the course of their credit utilization.

Although it is not required to have had past dealings with Amex, those who have had negative experiences with the brand on other cards may have difficulty getting approved for the Blue Cash card.

Nevertheless, it is crucial to note that despite fulfilling all criteria and conditions, the approval of a credit card application is still subject to brand availability.

What is the Process to Request the American Express Blue Preferred Card?

You can easily apply for an Amex credit card on their website using their straightforward online application form.

While creating an Amex account isn’t required, signing in with a username and password can streamline the process of entering data.

Upon clicking on the “Apply Now” button, individuals will be taken to the application form for the Blue Card. Here, they will need to provide various personal details such as their name, date of birth, email, and home address.

Moreover, it is essential to provide information such as your social security number, yearly earnings, annual expenditures, and details regarding your income streams, including your employment situation, military background, business ownership, or retirement status.

Upon completion of the form, Amex conducts a comprehensive credit assessment to review the applicant’s information and issue an approval or denial.

Additionally, American Express’s website provides a chat function built into the platform for engaging with clients and handling important questions.

Ensuring the precision of the supplied information is crucial to facilitate the process and prevent the need for multiple revisions and resubmissions when dealing with American Express.

Additional Information

The system known as “Send & Split” enables users to divide bills with friends seamlessly within the Amex app. Additionally, cardholders can take advantage of special Amex offers for various shows and events.

By signing up for a Disney Bundle subscription and spending a minimum of $9.99, the card provides an opportunity to receive up to $84 back each year. Additionally, it offers $10 in monthly statement credits for Equinox+ service.

Moreover, the card offers a variety of perks like rental car insurance coverage, a Global Assist helpline, dispute resolution services, and convenient online account management.

Interested in exploring a different choice?

Another possibility that Amex provides is the Gold Card, which gives 4x points and a special bonus of 60,000 points for new customers.

While the circumstances might bear resemblance, the Gold Card comes with unique requirements, allowing you to learn more about the application process.

Written by

Jonatas Rafael