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BoA Unlimited Cash Rewards Card: US$ 200 Bonus Offer and 1.5% Cashback on All Purchases

Bank of America, known as BoA, provides Unlimited Cash Rewards featuring an unlimited 1.5% cashback on every purchase made, regardless of the category!

The card offers a wide range of benefits as it showcases a top brand in the American market, making it easy for you to apply.

Exploring Further Options

Bank of America is a well-regarded establishment within the American market, providing services such as accounts, financial management, and its own credit card options.

For new users, the Bank of America card comes with a $200 reward bonus that requires spending a minimum of $1,000 on purchases within the initial 90 days of having the card.

When it comes to benefits, the card offers an unbounded 1.5% cash back on all transactions, and the rewards are perpetual.

Nonetheless, individuals enrolled in Bank of America’s Preferred Rewards initiative may experience an increase in cashback rates from 1.87% to 2.62% for each transaction.

There are various options for redemption available, which include receiving statement credit, making deposits into a Bank of America account, or using it for payments on Amazon.com or PayPal.

Experience fantastic everyday perks with the card in addition to its rewards. Utilize chip technology for seamless contactless payments and benefit from a $0 liability guarantee for any unauthorized transactions.

The BoA card usually initiates with a base credit limit around $1,000, with the possibility of increasing to $20,000 based on your financial situation as assessed by the bank.

The bank is providing a $200 online cash rewards bonus when you make purchases totaling $1,000 or more in the first three months of opening your BoA account.

The card bears no yearly fee and offers a 0% intro APR for the initial 15 months on purchases and balance transfers. After this timeframe, the standard APR fluctuates between 18.24% and 28.24%, accompanied by a 3% balance transfer fee for the initial 60 days, increasing to 4% thereafter.

To be eligible for credit cards from BoA, such as this one, it is advisable to possess a FICO credit score of 670 or higher, which is considered to be in the good to excellent credit category.

You can submit your application for a Bank of America credit card via the company’s internet portals.

Some of the key advantages encompass:

– Begin List –

  • Balance Connect for overdraft protection to prevent declined purchases, returned checks, or withdrawals
  • Mobile Banking App for complete management at all times, paying the bill, transferring funds, or checking credit
  • Account alerts to stay informed about everything happening with the card
  • Free access to FICO score monitoring
  • Experience effective administration without incurring any yearly charges, and benefit from a 0% introductory APR for the first 15 months with this card.

    Harness all of these features using not just the tangible card, but also through digital wallet choices for an even more tech-savvy approach.

    Interested in discovering a different choice?

    If you are searching for a card that offers even better terms, the option to consider might be the Capital One’s SavorOne version.

    The card provides rewards ranging from 1% to 3% in specific categories, and information on applying can be accessed here.

    Jonatas Rafael
    Written by

    Jonatas Rafael