¿Cómo solicito la tarjeta American Express Gold?

Important Points to Consider Prior to Applying for the American Express Gold Card

The American Express Gold card provides an introductory offer of 60,000 points for new cardholders and special terms for earning points on dining expenses.

The American Express Gold card provides various reward levels, including earning 4 times the points for dining expenditures nationwide and internationally, as well as for orders from American establishments.

Additionally, you can receive four times the points at US supermarkets on eligible purchases, up to $25,000 per year, and three times the points for flights booked directly with the airline or through the amextravel.com portal.

When buying other items, you will accumulate points with a 1x earning rate.

When it comes to costs, the card includes **an annual fee of $250**, which reflects Amex’s high-end approach. The interest rates vary from 21.24% to 29.24% APR for pay-over-time options and 29.99% APR for cash advances.

When using this card, you won’t incur any fees for foreign transactions, which makes it perfect for trips abroad. Moreover, the Gold card offers special American Express privileges for premium seating at certain cultural events.

One additional advantage is the introductory offer of 60,000 points when you sign up. To be eligible, you must make a minimum of $6,000 in purchases during the initial six months.

By using American Express Gold, you have the option to make use of the Pay Over Time service for carrying a balance with interest on qualifying purchases, or you can choose the Plan It feature to divide purchases over a period with set rates.

If the idea of owning an Amex Gold card captivates you, continue reading.

Eligibility Criteria

In order to be eligible for the American Express Gold card, three key requirements must be fulfilled. First and foremost, applicants should have a credit score of 700 or higher to guarantee their financial security.

Furthermore, candidates should be a minimum of 18 years old, signifying reaching legal adulthood. Moreover, qualification is limited to individuals who are either citizens of the United States or lawful permanent residents.

Candidates are required to submit their Social Security number, Individual Taxpayer Identification Number (ITIN), or passport details in addition to the specified prerequisites.

By meeting these criteria, individuals can unlock the advantages and functionalities offered by the American Express Gold card.

Highlighting the significance of having a dependable credit score demonstrates financial accountability, whereas the requirements related to age and citizenship lay down the basis for eligibility.

Discover the process to request the American Express Gold Card

Just like numerous contemporary cards and all the other options available from American Express, the procedure for applying can be completed via the internet. When accessing the application platform, users need to enter their personal details.

When applying for this card designed for individuals with outstanding credit, please note that the approval process might be slightly more time-consuming than usual, although it is not overly complicated.

Customers who already have an American Express card might experience a more efficient process.

To begin a new application, it is necessary to furnish information including the full name, telephone number, email address, and a comprehensive overview of earnings and expenditures.

Upon completion of this step, a short waiting period ensues as the application is reviewed to verify eligibility for the card.

Upon confirmation, a message containing details on how to acquire the American Express Gold credit card will be dispatched.

Please, bear in mind that the presence of Amex cards is subject to brand availability.

It is quite usual for applications to be put on hold temporarily because of the overwhelming number of requests, so staying informed about this is crucial.

Más información

The card offers a variety of travel benefits, such as receiving $10 in Uber Cash monthly, access to a Global Assist Hotline for assistance when traveling over 100 miles away from home, and a baggage insurance program.

In addition, the Amex Gold card provides subscribers with $10 of Uber Cash each month and $120 in yearly dining credits for purchases at select American brands.

Indulge in special access with the card, unlocking unique opportunities at family gatherings and sports events. Plus, enjoy exclusive Amex deals for in-app buys.

Finally, there is the choice to personalize the card’s color by opting for either gold or rose.

The card effectively meets a range of needs, establishing itself as a high-end product suitable for daily use in North America!

Are you interested in exploring an alternative choice?

In the North American market, there are a range of attractive choices available, like the versatile Citi Double Cash card that offers dual benefits.

For additional information on Citi’s services, you can explore the application process.

Escrito por

Jonatas Rafael