See How to Apply for the FNB Gold Credit Card

Essential Details to Review Before Applying

The FNB Gold Credit Card comes with interesting features designed to make your banking experience more rewarding. You can earn up to 2.5% back in eBucks, plus up to 15% back on things like fuel, prepaid airtime, and prepaid electricity.

It’s a great way to get rewarded for spending on the essentials while making your money go further.

And when it comes to paying off your balance, you’ve got options. You can settle it in full each month, or if you need a bit more flexibility, choose the revolving credit facility where you only pay 10% of the balance each month.

Or, if you prefer, the budget facility lets you spread payments over 3 to 24 months for purchases of at least R200. It’s all about giving you control over how you manage your finances.

1. Earn Up to 2.5% Back in eBucks: Whether you’re shopping online, at the store, or overseas, you’ll get up to 2.5% back.

2. Exclusive Fuel and Service Discounts: Save up to 15% on fuel at any station, domestic Uber rides, and even with qualifying FNB Life Policies. Plus, you get discounts at Checkers and Shoprite, which means more savings on groceries!

3. Free Unlimited Swipes: Swipe away without worrying about extra charges. With the FNB Gold Credit Card, you get free unlimited swipes on your purchases.

4. Security Features: your card is protected with Chip & PIN, inContact Pro, and Online Secure for online shopping. Plus, you get 24/7 support, free lost card protection, and free delivery.

¿Quién es elegible para aplicar?

The FNB Gold Credit Card is available to South African residents, and if you’re looking to apply for it, there are a few things you’ll need.

First, you need to be at least 18 years old. A good credit score definitely helps, and it’s best if you have a solid financial history. FNB will ask for proof of income, like a salary slip or bank statement, to show you’ve got a steady income.

You’ll also need your South African ID and probably proof of address to complete your application.

What’s the process for applying for the FNB Gold Credit Card?

Applying for the FNB Gold Credit Card is a breeze and can be done online, via the FNB App, or even in person at an FNB branch. Here’s how it works:

1. Start the Application: Head to the FNB website or open the FNB App to get started.
2. Enter Your Details: You’ll need to provide your name, birth date, ID number, and contact information.
3. Upload Documents: Submit proof of income, proof of address, and any other documents FNB requests.
4. Approval and Card Delivery: FNB will review your application and run a credit check. Once approved, you’ll receive your new card in just a few days. Don’t forget to activate it to start using it!

Further information

How to manage your FNB Gold Credit Card

FNB makes it super easy to manage your card with the FNB Banking App. You can keep an eye on your transactions, check your balance, and even manage your credit limit.

Here’s what you can do with the app:

• Track Transactions: View your spending history, check your balance, and keep track of your purchases.
• Update Your PIN: Change your PIN for extra security when you need it.
• Set Auto Payments: Set up automatic payments so you never miss a due date.
• Request a Credit Limit Increase: If you need a higher limit, you can apply directly through the app.

FNB also offers free access to Online Banking, Cellphone Banking, and Telephone Banking, so you can manage your finances no matter where you are.

Save on Interest

One of the best features of the FNB Gold Credit Card is its flexible interest rate, which is personalized to suit your financial profile. Plus, you can enjoy up to 55 days of interest-free on purchases—giving you more time to manage repayments without the extra cost.

Final Thoughts

The FNB Gold Credit Card is a great choice if you want rewards, security, and flexibility for your everyday spending and travel. Whether you’re buying groceries or heading overseas, it has you covered with perks and discounts.

Escrito por

Everaldo Santiago