Aprenda cómo solicitar la tarjeta de crédito Citi Double Cash

Important Information to Consider Prior to Applying for the Citi Double Cash Credit Card

The Citi Double Cash card provides dual rewards: 1% cashback on purchases and an additional 1% when you make a payment!

To receive cashback, customers go through a two-part process: they get 1% when they buy something and an extra 1% once they clear the balance, as long as they meet the minimum payment on schedule.

At Citi, you will receive rewards in the shape of Thank You Points, where you earn 1 ThankYou point for each $1 spent, along with an extra point for every $1 paid.

Moreover, Citi provides exclusive seasonal offers. You can enjoy a 5% cashback on hotel and car rentals reserved via the Citi Travel portal until 2024.

At Citi, categories are not differentiated, meaning all qualifying purchases could earn rewards, and you have multiple options to redeem them:

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Statement of credit

Direct deposit

Check

Gift cards

Travel

Points on Amazon.com

When it comes to expenses, there are no annual maintenance fees charged by the card. Citi offers a favorable introductory APR of 0% for 18 months on balance transfers.

Following this, the interest rates range from 19.24% to 29.24%, which is comparable to the APR for regular purchases. It is important to highlight that balance transfers are not considered as part of the rewards program.

New customers can receive a $200 bonus by making $1,500 in purchases during the initial six months of opening an account. If you are interested in how Citi can support you, continue reading.

Who is Eligible to Submit an Application?

To qualify for the Citi Double Cash Card, applicants need to fulfill age criteria (18 years old or 21 in Puerto Rico) and have a good financial standing, usually necessitating a FICO score of approximately 670.

Moreover, those applying should hold legal residency status in the United States or any of its territories.

For those residing in the United States or its territories, this residency requirement is relevant. Proper documentation is essential for foreign candidates.

By meeting these requirements, candidates guarantee that they meet the essential criteria for a seamless application process and increase the likelihood of approval for the Citi® Double Cash Card.

It is important to mention that Citi might ask for documents to verify income, making it essential to have a reliable income source to show financial stability.

The bank emphasizes that even if all requirements are met, applications are still subject to Citi’s availability.

What is the Process for Applying for the Citi Double Cash Credit Card?

Providing credit card services to individuals who are current clients or potential customers, Citi streamlines the application procedure for those who already have an account or utilize additional banking amenities, given that their details are already in the system.

To apply for the account as a non-customer, you will need to fill out the form available on Citi’s website. The form asks for important information like your name, address, Social Security number, contact number, and financial details, such as income and expenses.

Throughout the application procedure, Citi might require extra documentation such as proof of address, income validation, latest bank records, and payment confirmations.

When it comes to evaluating credit scores and customer information, Citi is dedicated to ensuring a swift assessment process to deliver a timely decision, whether it be favorable or unfavorable. In the event of an application rejection, clients could receive guidance on potential areas for enhancement, especially related to their credit background.

For any questions or concerns, clients can reach out to the bank through phone, online support, or by stopping by a certified Citi bank location.

Más información

The Citi card is equipped with the emblem of a popular payment network, ensuring wide global acceptance and strong security measures.

To further enhance security, the Citi Double card also includes round-the-clock fraud monitoring, zero responsibility for unauthorized transactions, and a theft protection initiative backed by Mastercard.

Experience the convenience of round-the-clock customer support and effortless compatibility with digital wallets, alongside contactless chip payment, all available with the card.

One of the unique advantages of Citi involves Citi Entertainment, providing exclusive access to sporting events, special experiences, and shows.

¿Interesado en explorar una opción diferente?

One option offered by the U.S. Bank is the Visa Platinum Credit Card, which comes with a generous introductory APR period of 0% for 21 billing cycles.

So, in case you’re looking for a different bank with the same level of security as U.S. Bank, you can find out the process for applying.

Escrito por

Jonatas Rafael